What Do You Need to Know When Applying for Furniture Financing
When you’re building out a new restaurant, hotel, bar, or other commercial space, the excitement can be overwhelming. You’ve carefully chosen the perfect layout, invested in top-quality equipment, and poured your energy into making sure everything is just right. But often, by the time the main construction is done, the budget is stretched thin, and there’s one critical element left: the furniture.
At Modern Line Furniture, we believe the furniture you choose isn’t just a finishing touch — it’s what brings the whole space to life. That’s why we offer Modern Line Furniture Financing, giving you options to create a beautiful, functional, and comfortable environment without the stress of large upfront payments. Here’s everything you need to know about purchasing from Modern Line Furniture with financing, and how it can be the key to making your dream project a reality.
Why Financing Can Be a Lifesaver
If you’re in the middle of a big commercial project, you’re probably no stranger to unexpected costs. It’s easy to go over budget, especially when construction delays or new ideas come up. We’ve seen it happen time and again — clients realize that by the time the walls are up and the equipment is installed, there’s not much left to bring in the furniture and design pieces that make the space shine.
But your grand opening doesn’t have to be delayed! That’s where getting financing with Modern Line Furniture comes in. Our financing options make it possible for you to complete your space with the custom furniture and style you had in mind, without dipping further into your cash flow.
Our Two Financing Options: Making It Easy for Every Client
To better serve our clients, we offer two simple and effective financing solutions:
1. Quick and Easy Financing up to $50,000
This option is perfect for smaller-scale orders or for clients who already know exactly what they want from the Modern Line Furniture catalog. With our online checkout process, you can apply and get approved for up to $50,000 of financing while you’re placing your order — no separate paperwork or lengthy applications required.
Here’s why clients love this option:
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Fast and easy: You can apply right from our website, at checkout.
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No credit pull to check your eligibility: Your credit score won’t be affected.
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First 30 days are interest-free: You can make your first payment later without extra charges.
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No prepayment penalties: If you want to pay it off early, you can do so without any extra fees.
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Simple, affordable monthly terms: Financing designed to fit your cash flow, so you can focus on your grand opening.
If your business has an annual revenue over $40,000 and a minimum FICO score of 600, you’re in a great position to get started quickly. No bankruptcies or open collections? Even better. Modern Line Furniture Financing for up to $50,000 could be the perfect solution to finish your project strong.
2. Concierge Financing up to $250,000
For larger orders, custom furniture pieces, or more extensive design needs, we offer a more personalized approach. Our Concierge Financing service goes beyond the basics and connects you with a dedicated finance specialist. This person will work with you to find the best financing plan for your business’s unique situation.
With Concierge Financing, you can:
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Get up to $250,000 in funding for your custom furniture order.
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Enjoy a quick decision process so you can keep your project moving.
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Finance everything you need: Not just the furniture itself, but also installation, labor, and even shipping.
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$0 down payments available — perfect for businesses that want to preserve working capital.
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Access start-up financing if your business is new.
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Get approved even if you’ve faced challenges: Past bankruptcies or collections? No problem — you can still qualify.
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Benefit from potential tax savings with Section 179.
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No credit pull to check eligibility: So you can explore your options risk-free.
With a minimum FICO score of 580, many clients find that this option is the perfect way to finish their dream project without compromise.
Why Work with Modern Line Furniture for Financing?
We’re not just another furniture company. We’re a partner in your project’s success. Our financing options are designed with real-world challenges in mind, and we’re committed to making sure you get the furniture you need to make your space stand out.
Here’s what sets Modern Line Furniture Financing apart:
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We understand the unique needs of restaurants, hotels, and commercial spaces.
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Our team will provide you with a custom furniture quotation to match your style and budget.
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We’ll connect you directly with financing partners who specialize in commercial projects.
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We’re here to save the day! If your budget is tight, you don’t have to sacrifice quality or style.
Bringing Your Vision to Life
Your furniture isn’t just a piece of the puzzle — it’s the element that ties everything together. From modern bar seating and communal tables to custom upholstered booths and lounge furniture, every piece you choose from the Modern Line Furniture catalog is crafted to make an impact.
With Modern Line Furniture Financing, you’re not just buying furniture — you’re investing in your vision. We’re here to help you create the perfect space that wows your guests, fits your brand, and stands the test of time.
How to Get Started
If you’re ready to explore financing, getting started is simple:
Visit our Financing Page: Head over to Modern Line Furniture’s Financing Page to learn more about both options and see which one is right for you.
Contact Us: https://www.
Start your project with confidence: With financing in place, you can focus on bringing your design dreams to life.
Let’s Make Your Project a Success.
How to apply for financing? Please watch the video below